Find underwriting risk without adding customer friction.
A hidden intelligence layer for digital motor insurance journeys, built to surface misrepresentation, risk drift and evidence gaps while good customers keep moving.
Better risk selection without turning every quote, change or claim into manual review.
SONAR runs behind the scenes and flags only what deserves attention.
Built for enterprise insurance environments.
Global insurers, fleets and mobility leaders rely on RAVIN to turn vehicle evidence into operational intelligence.
Hertz
Guidewire
Sapiens
IAG
Mercedes-Benz
Toyota
Avis Budget Group
Shell
Sompo
NRMA
Openlane
KAR Global
Keep the digital journey effortless. Add the intelligence layer that knows when the risk story changes.
Risk often enters before the claim exists.
Declarations, policy changes, vehicle evidence and claim facts all carry signals. SONAR connects them into one underwriting risk view.
Protect automation without slowing it down.
Concrete enough to matter. Broad enough to fit your book.
Start where exposure is most visible: usage, timing, evidence, condition or portfolio feedback.
Declared use vs real-world use
Surface signs that the vehicle is being used differently from the accepted risk.
Risk changes after bind
Watch drivers, address, cover, usage and vehicle details as exposure changes.
Vehicle proof that does not align
Identify missing context, mismatch, weak evidence or inconsistent vehicle data.
Suspicious sequence of events
Connect quote, policy, benefit, evidence and claim timing.
Condition, mileage and value
Bring VIN, odometer, damage and condition into underwriting decisions.
Claims that improve underwriting
Feed recurring evidence patterns back into pricing, rules and controls.
One intelligence layer. Separate risk views.
Underwriting sees selection and portfolio exposure. Claims sees leakage and settlement risk. SONAR connects both.
Request an underwriting SONAR preview.
Tell us where risk is entering your journey. We will share more after use-case fit and qualification.